Managing your finances is a key part of building wealth and achieving your financial goals. That’s why we recommend getting the right banking tools by your side. Southern Michigan Bank & Trust offers a range of smart online banking features designed to help you take control of your money.

• Budget Manager : Easily track your income and expenses with a user-friendly budgeting tool that helps you stay on top of your finances.

• Automatic Savings Tools : Set up automated transfers to grow your savings without lifting a finger.

• Spending Alerts : Stay in the know with real-time notifications for your spending, so you can track and adjust your budget as needed.

• Financial Insights : Get personalized advice and reports on your financial habits, with tips on how to improve your savings and spending.